1
Cleanliness & Red Altar Sthapana (वेदी निर्माण)
Clean the puja room thoroughly. Place a wooden chowki covered with red or yellow silk cloth. Make an unbroken nine-square grid with wheat grains for Navagrahas and a Swastik with rice for Lakshmi.
Sacred Library (All Pooja Vidhis)अनिवार्यअनिवार्यअनिवार्यअनिवार्यअनिवार्यअनिवार्य
POOJA VIDHI⏱️ Duration: 60 mins
Diwali Maha Lakshmi-Ganesh, Bahi-Khata & Kuber Pujan Vidhi
The grand auspicious festival of lights on Kartik Amavasya celebrating the emergence of Goddess Maha Lakshmi from the cosmic ocean of milk. Includes Kalash sthapana, 16 deepak lighting sequence, account books (Bahi-Khata) sanctification, and Kuber pooja.
Auspicious Timing WindowPradosh Kaal & Vrishabha Sthir Lagna (Evening 05:45 PM to 08:25 PM) on Kartik Amavasya.
पूजा आवश्यक सामग्री चेकलिस्ट (Samagri Checklist)
0 of 8 items prepared (0%)Pooja Essentials
Clay Idols of Lakshmi and Ganesha (Joined/Seated)
कमल पर विराजमान मिट्टी की लक्ष्मी-गणेश प्रतिमा • 1 Pair
Earthen Lamps (Clay Diyas)
मिट्टी के दीपक (१ बड़ा चौमुखा + १५ छोटे) • 16-21 Diyas
Pure Mustard Oil & Cow Ghee
शुद्ध सरसों का तेल एवं गाय का देसी घी • 500 ml each
Gold/Silver Coin (Lakshmi-Ganesh Mudra)
चांदी अथवा सोने का सिक्का • 1 Coin
Yellow Cowries (Peeli Koudi) & Gomati Chakra
५ पीली कौड़ियां एवं ५ गोमती चक्र • 5 each
Flowers & Leaves
Lotus Flowers (Kamal ke Phool)
कमल के ताजे पुष्प • 2-5 Flowers
Offerings & Prasad
Kheer & Batashas (Puffed sugar crisps)
गाय के दूध की खीर एवं खील-बताशे • 250 grams
Utensils & Clothes
Bahi-Khata / New Ledger / Laptop / Pen
नवीन बही-खाता, कलम अथवा लैपटॉप • 1 Set
Step-by-Step Pooja Vidhi
2
Kalash Consecration & Varun Invocation (कलश पूजन)
Fill a brass/copper kalash with Gangajal and water. Drop supari, coin, cardamom, and clove inside. Place 5 mango leaves and tie a coconut in red chunri atop the kalash.
3
Bahi-Khata & Kuber Safe Pujan (बही-खाता एवं तिजोरी पूजन)
Draw auspicious Roli Swastikas and write 'Shri' on the new ledger, accounts notebook, laptop, or cash locker. Sprinkle akshat, rolli, and chandan chanting the Kuber Mantra.
4
Shodashopachara Worship & Lotus Offering (कमल पुष्प एवं खीर भोग)
Offer fresh pink lotus blossoms to Goddess Lakshmi, Durva to Ganesha, and 5 yellow cowries and Gomati chakras. Offer warm kheer cooked with cow's milk and raw sugar.
Sacred Vedic Mantra
ॐ श्रीं ह्रीं श्रीं कमले कमलालये प्रसीद प्रसीद श्रीं ह्रीं श्रीं ॐ महालक्ष्म्यै नमः॥
5
Lighting the 16 Diyas & Grand Maha Aarti (दीप प्रज्वलन एवं महाआरती)
Light the primary four-wicked ghee lamp (Choumukha Diya) in front of the deities. Light 15 oil diyas and distribute them to the front entrance, tulsi pot, kitchen, safe, and terraces. Conclude with 'Om Jai Lakshmi Mata' and 'Jai Ganesh Deva'.
Dos (Auspicious Actions)
- Worship during Sthir Lagna (Taurus / Leo) for stability in wealth
- Place Goddess Lakshmi on the right side of Lord Ganesha
- Leave the main Choumukha ghee diya burning continuously throughout the night
Don'ts (Things to Avoid)
- Never gamble, consume liquor, or engage in disputes on Diwali night
- Do not use cracked, blackened old diyas for the main puja altar
- Do not leave the house completely pitch-dark or locked
Frequently Asked Questions
Q: Why are yellow cowries (Koudi) placed before Goddess Lakshmi?
Yellow cowries are ocean-born shells sacred to Goddess Lakshmi. They attract positive solar energy and retain prosperity when stored in cash lockers after Diwali.