Observed on Fridays by both women and men to eradicate poverty, resolve debts, and bring heavenly grace to the home. Features the worship of Shri Yantra, placing a gold or silver coin upon a Kalash, offering sweet rice kheer, and distributing sacred katha books during the grand Udhyapan.
Bathe before sunset on Friday. Cleanse the pooja room and place a wooden chowki covered with red silk cloth. Install the framed picture showing Shri Yantra along with the eight forms of Ashta Lakshmi. Sprinkle Gangajal across the altar.
Fill a copper or brass Kalash with pure water and place mango leaves on its rim. Place a small clean silver or brass bowl on top of the Kalash. In that bowl, reverently place a pure gold or silver coin, ring, or ornament (representing Goddess Dhana Lakshmi). If precious metals are not available, a clean one-rupee coin can be worshiped with equal faith.
Offer red flowers (lotus or roses) to each of the eight forms: Adi Lakshmi, Dhanya Lakshmi, Dhairya Lakshmi, Gaja Lakshmi, Santana Lakshmi, Vijaya Lakshmi, Vidya Lakshmi, and Dhana Lakshmi. Present a bowl of freshly prepared sweet rice kheer made with pure cow milk and dry fruits.
Sit with folded hands and read the inspiring story of Sheila, whose unwavering observance of this Friday vow cured her husband's addictions and restored prosperity to their family. Recite the Lakshmi Stotram and perform aarti with a pure ghee diya and camphor.
When the resolved count of Fridays (7, 11, 21, or 51) is fulfilled, perform the sacred Udhyapan. Invite married women (suhagins), offer them kheer prasad, haldi-kumkum, red bangles, and gift each woman a copy of the 'Shri Vaibhav Lakshmi Vrat Katha' book so that they too may banish distress from their households.
